Don't pay the ferryman

Grim Reaper, green lights, blue flames, souls and ghosts, styx, stands in a nautical-themed underworld, on a boat, oaring, holding a lantern made of bones, the other grasping a oar, entire scene cast in eerie, boat made of bones, skeletal boat, ghostly light, shadows dance on craggy rocks, mist coils ...

ugly, tiling, poorly drawn hands, poorly drawn feet, poorly drawn face, out of frame, extra limbs, disfigured, deformed, body out of frame, blurry, bad anatomy, blurred, watermark, grainy, signature, cut off, draft