Thanks to a side conversation with @Elenriel it was suggested I try kelpie with centaur and landed here... the having a blether part was pulled from what Scotland is known for search I did on Google's top result and not intended to insult anyone. Being (a thoughtful) American I was just trying to do a bit of research before I made some incorrect statement / addition to the prompt.
A beautiful female elf centaur with long elven ears similar to World of Warcraft's night elves, a lower half that is consisted of a dark kelpie's body and legs, having a blether, dancing to music from bagpipes, with magical sparks creating a chiaroscuro effect, near reflective water with a ripple on ...
Workflow
Discussion of if I had ever tried my centaurs with a 'kelpie' added into the prompt was a success... even added another Scottish term (per Google) of 'having a blether'